TDS Calculator
Estimate monthly salary TDS after tax paid, declarations and regime choice.
How the TDS Calculator works
Estimate monthly salary TDS after tax paid, declarations and regime choice. Below is the exact mathematical or algorithmic model used by this payroll tax utility, along with its key operating assumptions.
Suggested monthly TDS = max(0, estimated annual tax − tax already paid) ÷ remaining payroll months.Step-by-step workflow
- Enter your headline compensation, basic pay share, or career dates in the TDS Calculator inputs.
- The payroll engine evaluates statutory rules (Suggested monthly TDS = max(0, estimated annual tax − tax already paid) ÷ remaining payroll months.) and compares applicable FY 2026–27 tax or tenure thresholds.
- Review the monthly and annual breakdown to verify what lands in your bank account versus long-term benefits.
Worked example & key advantages
Enter annual salary, bonus, deductions and tax already deducted to estimate the TDS needed for the remaining months of the year.
Why use this TDS tool
- Built around Indian payroll conventions, including FY 2026–27 tax slabs, ₹75,000 standard deduction, EPF, and 15/26 gratuity math.
- Editable salary components so you can match your exact offer letter or payslip annexure.
- Private client-side calculation—compare job offers and appraisal increments without sharing salary data.
Important Assumptions & Scope
- Uses ordinary salary tax rules from the site's income-tax engine.
- Employer declaration proof, previous employer income and payroll rounding can change actual TDS.
- Special-rate income and interest under tax sections are excluded.
- All values stay in the browser.
Frequently Asked Questions — TDS
Clear answers to common questions about methodology, edge cases, and privacy.
Why is my employer TDS different?
Employers use declarations, proof submission status, payroll month, bonus timing, previous-employment income and rounding rules.
Can I compare old and new regimes?
Yes. Choose auto, new regime or old regime to see the estimated monthly TDS.
Is this the same as final ITR tax?
No. TDS is tax deducted during the year. Final payable or refund depends on your actual return.