Legal

Terms of use

By using UtilAxis, you agree to use its estimates as one input—not the final word—in a financial decision.

Informational use

The website provides general educational calculations. Results are not financial, tax, legal, investment or lending advice and do not create a professional-client relationship.

No guarantee

We aim for accurate formulas and current assumptions, but laws, lender practices and personal circumstances vary. You are responsible for verifying important results with official sources or a qualified professional.

Acceptable use

You may use the calculators for personal or internal business planning. You may not interfere with the service, misrepresent its output as professional advice or reproduce the website as a competing service without permission.

Advertising and third-party links

The site is supported by advertising served by Google AdSense and may link to third-party websites. We do not endorse advertised products or external sites and are not responsible for their content, offers or privacy practices. See our privacy policy for how advertising cookies work and how to opt out of personalised ads.

Contact

Questions about these terms can be sent through our contact page.

Availability

We may change, suspend or remove tools and content. These terms may also change; the effective version is the one published on this page.