Compare detailed old and new regime tax for current and previous tax years.
Rates are versioned by tax year and checked against official publications. Budget 2026 made no change to income-tax slabs, rebate, surcharge or cess for Tax Year 2026–27.
Compare detailed old and new regime tax for current and previous tax years. Below is the exact mathematical or algorithmic model used by this tax utility, along with its key operating assumptions.
Taxable income is calculated after regime-eligible deductions. Slab tax is reduced by any eligible rebate, then surcharge and 4% health and education cess are applied.For ₹15 lakh salary income, the calculator applies the salary standard deduction, calculates each regime independently and highlights the lower estimated annual liability.
Clear answers to common questions about methodology, edge cases, and privacy.
The new regime is the default, but eligible taxpayers can opt for the old regime. The better choice depends on your eligible deductions and income composition.
For eligible salary income, the ₹75,000 standard deduction can reduce taxable income to the ₹12 lakh rebate threshold. Other income can change the outcome.
Enter the annual value excluded from taxable salary separately from the taxable car perquisite value shown by your employer. Vehicle rules vary by ownership, category and use pattern.
No. It is an educational estimate for ordinary income and does not account for every exemption, special rate or filing circumstance.
Adjust numbers or drag sliders to match your scenario.
Enter only eligible, documented exempt amounts for company benefits. Car lease and vehicle reimbursements vary by ownership, engine/EV category, use pattern and employer policy, so this calculator lets you enter the exempt value and taxable perquisite separately.
Capital gains, lottery income, agricultural income integration and other special-rate income need separate treatment and are intentionally excluded.
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Could save ₹1,05,300 compared with the other regime.