Capital Gains Tax Calculator
Estimate capital gains tax for listed equity, property and other assets.
How the Capital Gains Tax Calculator works
Estimate capital gains tax for listed equity, property and other assets. Below is the exact mathematical or algorithmic model used by this tax utility, along with its key operating assumptions.
Capital gain = sale value minus cost and transfer expenses. Tax rate depends on asset type and holding period.Step-by-step workflow
- Set your starting capital, rate, or tenure in the Capital Gains Tax Calculator controls (or pick a quick INR benchmark preset).
- The calculation engine applies Capital gain = sale value minus cost and transfer expenses. Tax rate depends on asset type and holding period. on every change and separates principal from compounded gains or interest.
- Inspect the visual chart breakdown and adjust sliders to stress-test lower returns, higher inflation, or extra prepayments.
Worked example & key advantages
Enter sale value, purchase cost and holding period to estimate whether the gain is short-term or long-term and the approximate tax payable.
Why use this Capital Gains tool
- Transparent compounding and amortization math (Capital Gains) with Indian Lakh and Crore formatting.
- Side-by-side visual charts showing how tenure, rate resets, or step-ups change lifetime wealth.
- 100% browser-local execution—your loan, investment, and tax figures are never uploaded or stored on a server.
Important Assumptions & Scope
- Listed equity STCG is modeled at 20% and listed equity LTCG at 12.5% after the annual exemption.
- Long-term property and other assets default to 12.5% in this simplified planner.
- Short-term property and other assets use the slab rate entered.
- Indexation, grandfathering, exemptions, set-off, surcharge and special cases are excluded.
Frequently Asked Questions — Capital Gains
Clear answers to common questions about methodology, edge cases, and privacy.
Does this handle all capital gains cases?
No. It is a simplified planner. Property exemptions, inherited assets, indexation choices, loss set-off and special assets need deeper review.
What is the holding period used for?
It decides whether the calculator treats the gain as short-term or long-term for the selected asset type.
Why enter other equity LTCG?
Listed equity LTCG has an annual exemption. Other LTCG in the same year can use part of that exemption.